Ultimate Rice Cooker Moist Chocolate Carrot Cake Recipe

I know maybe you are surprised but Yes, if you didn’t know, rice cookers are used for more than just rice. Before, I haven’t really tried baking cakes in rice cookers. So to see if indeed the cake function on the rice cooker is really good I baked Jonathan’s favorite carrot cake during his birthday. I’m going to share to you how I make this easy cake using the rice cooker. The whole process is very simple and  can be easily made by children (and adults) using off-the-shelf grocery items.

What you will need:

  • 1 box (400g) Maya Whole Wheat Carrot Cake Mix
  • 3 large eggs
  • about 2 cups of grated carrot
  • 1 tsp. vanilla extract
  • 1 tsp. salt
  • 1 tsp. cinnamon (optional)
  • 1 – 1/2 cup or powdered sugar
  • 1/4 cup of chocolate powder of your choice
  • 1 packed (400 grams)  cream cheese
  • 1/2 cup evaporated or fresh milk


  • Combine all the dry ingredients in a bowl and mix it very well.
  • Add the wet ingredients to dry mixture.
  • Mix well till smooth, about 1 minute, do not over work batter.
  • Grease the cooking pan of the Rice Cooker heavily with butter or flour to prevent your finished product from sticking to the inside of the rice cooker.
  • Pour batter into the greased rice cooker bowl.
  • Turn on the rice cooker. Cook  for an hour and a half or until done.
  • Cake is finished when a toothpick comes out clean from edges and center of cake.
  • Take rice cooker bowl out of machine when cake is finished cooking, and allow the cake to cool in the bowl for 15 minutes before removing.
  • To remove the cake put flat plate on the top the rice cooker bowl and invert bowl in a smooth motion.
  • To make the frosting combine the cream cheese, sugar and milk (optional). Blend until smooth and creamy.
  • Cover the cake with cream cheese frosting using a spatula. Sprinkle it with the remaining chopped almonds.


As you can see, it didn’t disappoint me. I love how the cake turned out,
As you can see, it didn’t disappoint me. I love how the cake turned out,


  1. Don’t open the lid of the rice cooker while this is cooking. It is just like opening the oven when you are cooking a cake. It lets all of the heat out. Cooking time will depend on your individual rice cooker.
  2. Some rice cookers come with a cake mode, which makes it even easier.
  3. Cooking with rice cookers are more energy efficient than stove tops.

I’m Engaged! – Now What’s Next?

The Engagement Ring

It’s true, I’m engaged! I knew that he was proposing soon I just had NO clue when but I did not expect what actually happened. It was simple and intimate and I was absolutely happy with it! It feels so surreal yet completely natural to look at my fiancé with the same adoring love as I did before he popped the question. After reading the letter Jonathan gave me he kneeled down open a red box (this scene I only usually see on movies!) and then asked me “Babe will you marry me?” – I was caught completely off guard! I couldn’t even take a good look at the diamond ring in the box; my brain was having trouble processing all the information, and I was getting all emotional. I just knew it was big and shiny and then suddenly tears fall down my face. I finally said: Yes, yes, yes! And just like that threw myself at his arms and kissed him. As you can tell, I’m on cloud nine and I couldn’t be more excited for the next chapter of my life.

God is so good! I really don’t have words to describe the gratefulness that I have to the Lord. Indeed God has perfect timing; never early, never late. It takes a little patience and lot of faith but it’s really worth the wait.

Ecclesiastes 3:11 "There is a time for everything, and a season for every activity under the heavens:"
Ecclesiastes 3:11
“There is a time for everything, and a season for every activity under the heavens:”

Now what’s next…the wedding planning begins!! At first I have no clue where to start. Well I know where to start but like how does one find a Photographer? Venue? Gown? etc. I must admit that I have this secret Wedding Pinterest board with lots of awesome vintage wedding pictures of gowns, flowers, brides maid dresses etc. It’s a good thing that my fiancé (nakz!) is very hands-on the preparation as a matter of fact he is soo organized on the preparations like we can actually have our own wedding organizing business after our own wedding! It’s been five months since he proposed and as of the moment were almost close to 70% complete.

Planning a wedding can be one of the most enjoyable yet stressful times in a couple’s life. In an attempt to lighten the load for those of you planning, I’ll be posting some of my personal tips on how to smoothly plan a wedding on a budget.


Nachos Overload Pinoy Style Recipe

Nachos 1


  • Red and green bell pepper cut into bite size cubes
  • 1 large onions finely diced
  • 1/4 of a cup tomatoes
  • 1/4 of a cup black olives
  • cilantro leaves finely sliced
  • 1 pound lean ground beef
  • grated cheese
  • cheese whiz or any creamy cheese of your choice
  • salt and pepper to taste
  • 1 pack of nacho chips


Nachos 2



  1. Brown meat in skillet; drain and then set aside.
  2. Heat oil in a large frying pan over medium heat. Add onions, black olives, bell pepper and tomatoes.
  3. Cook,  stirring, for 1-2 minutes and then add the meat.
  4. Reduced heat to low. Add salt and pepper and then cook for another 2-3 minutes. Remove from heat, drain and then set aside.
  5. Arrange the nacho chips on a plate. Spoon over the beef mixture and then top with cheese.
  6. Repeat no.5 until you are satisfied with the layers of nachos and the mixture.
  7. Sprinkle the final layer with cilantro leaves, loads of cheese and enjoy!

Optional: You can place the nachos and meat mixture on a microwave oven on a medium-high for 1 minute until cheese has melted. Serve with sour cream, salsa, and guacamole.

These nachos can be served as a meal, but all the good stuff makes for a great appetizer or snack while watching a TV program or a quick lunch for your family and friends.

A slice of Sweet and Childhood Memories at The Baker’s Table


There were times when I want to go back to my childhood days wherein my usual routine is to play, sleep and eat – repeat. Being born during the 2nd quarter of 1987, I got to experience the full 90’s childhood. I consider the 90’s era as the golden age of street and video games, cartoons, NBA, and Disney films. Some of my favorite moments of my 90’s childhood were eating chocolates and candies such as potchi, butter ball, choco mallows, viva candies and a lot more!



Who have thought that there is this place that will bring us back to the sweetness of our childhood in Maginhawa Street Teachers Village Quezon City. The place has simple interiors with a homey feel enough for you to enjoy that piece of cake that will instantly bring you back to the time wherein everything is so simple. The Baker’s table is a pastry shop that caters to your favorite childhood treats and were made into a cake, crinkles and cookies! They are known for their interesting flavors of cake that includes our favorite childhood candies such as Mik mik milk powder, Flat tops, Viva candy, Haw Haw, Lala, Hany and a lot more. I bet that you’ll definitely be reminded of your childhood. A big shout out to all the batang 80’s and 90’s out there!

The actual candies and sweets are serve together with the cake (except for that box of choco mallows hehehe)
The actual candies and sweets are serve together with the cake (except for that box of choco mallows hehehe)
Who wouldn't be curious to try your childhood candies turned into a luscious cake?
Who wouldn’t be curious to try your childhood candies turned into a luscious cake?

If you are a huge fan of desserts you should visit this place. One slice of the cake would cost you around 110php. The price for me is very reasonable considering the size of their serving plus they were able to capture the flavors of the nostalgic candies perfectly!


My overall experience dining in this place with my friends is great. It really feels good to take a trip down memory lane with these cakes.

The Baker’s Table

88-B Maginhawa St., Teacher’s Village, Quezon City
Facebook: http://www.facebook.com/thebakerstable
Instagram: thebakerstablebypc

On Turning 29 : Reflections on the things these years have thought me

Bday collage

My birthday is approaching in a few days, and as I get closer to it I’ve been reflecting a lot on my  life. Can it feel any more monumental? I don’t know probably not. I’m actually feeling pretty good about it. I know I’m in a good place in my life now. I must say that my 20’s have been filled with great years and I am thankful and blessed for this decade  – there is no doubt about it.

We all make mistakes in our 20s. It’s a learning curve, probably the only time when you have that freedom and made some careless decisions. Oh, and that broken heart might never heal totally, but trust me you’ll definitely recover and become stronger from it. So never regret the exciting decisions you made in your 20s! Every choice we made in life will lead us where we would end up, who we would become, and why most anything happens in life. Treat your experiences as opportunities to learn and grow.

If someone says their 20s were a breeze he/she is probably lying. It’s a decade full of ups and downs. And as I look back on the past years of my 20s, I mostly think of the rough times I had and I’m proud to say that I have dealt with and accomplished a lot in these past ten years. Oh Yes, my 20s are full of struggles but also great joys, realizations, lessons, and self-discoveries.

Each year,  I always learned a major lesson in  life which often brought me on realizing more and more how these experiences in our life are so significantly important, however, the lessons from it are far even greater. Let me share the 29 realizations and lessons that these years of my 20’s have taught me a lot and made me the person that I am right now;

  1. All good things come in God’s perfect time.
  2. Nothing comes for free in life. If you want it you have to work hard for it.
  3. God always makes a way – have faith in Him.
  4. Troubles are inevitable, but being stressed is a choice.
  5. People don’t control how you feel. You do.
  6. You dictate how a moment defines you.
  7. Relationships will fade in and out of life for reasons either known or unknown- you must accept it.
  8. Traveling is the best way to learn humility, appreciation, confidence, patience, and an understanding of home.
  9. Stop pretending. You will never be someone else and that is something to be thankful for in life because being you is the best gift you can give to those who love you, those you love, and for the rest of the world.
  10. Be thankful for everything. Practicing thankfulness is a hard thing, but it will definitely breed you joy for a lifetime.
  11. Craving a life full of memories and lessons rather than things will always make you richer.
  12. Social media is only a frame within reality. Don’t compare your full frame to someone’s small narrow frame they show off  to the world.
  13. There is nothing wrong with crying. If it will what makes you feel better then go on.. cry – but don’t feel weak.
  14. The greatest self-reliance tool we can learn is to learn to re-frame a situation no matter how awful it is. Always look on the positive and bright side of everything.
  15. Not all your friends are true to you some of them stabs you in the back. Choose your friends and company wisely.
  16. You are going to mess up. You are going to hurt someone’s feelings. You are going to fail badly. All of which is okay, just learn to OWN those moments the best you can and find the silver lining. Don’t sulk too long.
  17. Cherish life for all it is. If you find yourself feeling jaded with the world and your life, it is time for change.
  18. Life is too short for not enjoying all of it deeply and fully.
  19. Be genuine. Always speak from the heart.
  20. Be patient with yourself. You are learning. You are growing. You are in process.
  21. What goes around comes around. Be humble and kind to others.
  22. You cannot expect anything from anyone – you simply can’t! Don’t expect others will reciprocate your deeds. Expectations are most of the time the root cause of heartaches and disappointments.
  23. By lingering in the past or pondering over the future, we cannot make the present any better – move on!
  24. Life will never be perfect. Don’t try so hard to be so perfect just to impress the people around you. It is imperfections that make life beautiful!
  25. Every day is a chance given to you to prove to the world what you are capable of doing. But you don’t have to prove anything, it is not obligation.
  26. Never stop learning. Mistakes Are Essential. You will always have the opportunity to better your self each and everyday.
  27. Happiness Lies In The Smallest Things. Be grateful for what you have, and share your appreciation for it.
  28. Always take the risks and accept the challenge of the unknown. Nobody escapes the sometimes not so good side of life. We all feel fear, experience sadness and heartache and even sometimes can feel a little lost. But isn’t that part of being alive?
  29. Seek solutions, don’t dwell on the problems.

The world is still full of interesting possibilities, I want to take on the last year of my 20s in a positive way.  I am excited about what lies more ahead in my life. I am so looking forward for the new experiences I will gain both in my career and with the family I will create in the very near future.

Easy Ways to be Healthy and Fit

“Health is wealth”- absolutely! It is nice to know that  a good number of people are already making the choice to live well and being physically active. Exercise has many health benefits – including weight loss and maintenance, muscle growth, stress-reduction, and disease-prevention. There are a lot of simple ways how to be healthy and fit – it is just a matter of choice.

  1. Drink plenty of water! – according to research our body is consist of 60% water, there are a lot of recommendations/opinions on how much water we should be drinking every day but majority of the results shows to consume eight (8) ounces of water which is equals to two (2) liters of water or more.
  2. Commit to 10 -15 minutes of fitness – simple stretching, yoga, planking, crunches etc. Every minute counts. Every minute can help pave to a fitter and better you.
  3. Eat more fruits and veggies – they say 80% diet and 30% exercise, so if you want to be healthy and fit start to practice portion control and start giving your body the fuel that it needs. Cut out unhealthy snacks and replace them with fruit and vegetables.
  4. Sleep at least 8 -10 hours – let your body rest. You’re much more likely to get sick if you don’t give your body the energy or time to fight against infectious viruses and bacteria, and you’ll take longer to recover from common conditions like a cold.
  5. Develop the right attitude and mind set – research shows a healthy positive attitude helps build a healthier immune system and boosts overall health. Change starts with you, being fit should mean incorporating things into your life that you can eventually do by habit.

Live Within Your Means Part 2: How to Build a Solid Financial Foundation

This has been a long overdue post . Originally I planned of having this finish last December 2015 wherein spending is a feast. I’ve been busy with work lately and feels that my mind is not working properly and ideas is not pouring spontaneously the way I want it to be.  So without any fuss let me now start sharing the Part 2 of my Live within your means posted last July 10, 2015 (https://jenberroya.wordpress.com/2015/07/10/part-1-live-within-your-means-tips-on-how-to-manage-your-finances/)

How to Build a Solid Financial Foundation

Have you ever tried evaluating your financial stability at the moment? How was it? Is your current financial situation enough to cover any emergencies or unexpected changes in your life? If yes, well your on the right track keep it up. If not, well I think it’s never too late to start saving and being frugal with your lifestyle.

Are you the kind of person who always go with the flow of what is “in”. When I say what is “in” meaning you always want to be updated with the latest trends, perhaps the new gadget out in the market or the latest bag , shoes or clothes and the list goes on. I was once been entice by the notion of having a glamorous life. When I was a kid I look up at my rich/well off neighbors and friends I dreamed of having the kind of life style like they have. I even wanted to exceed them – well that was before, when I realized you can’t be rich in just a snap. It takes a lot of hard work and lessons you need to ponder. I’m not saying I’m confidently rich right now cause. Naah, I’m really not even close to it – someday maybe. As of the moment that dream I used to have when I was a kid changed. Instead of having the “glamorous” life my dream or goal right now is just to live a simple middle class life. No need for fancy things. Just simply living within my means.

The problem of the society right now is most of us wants to be accepted and to be accepted some of us  tries to fit in a world they don’t really belong.  In this world of full of stereotypes you can’t really blame others trying their best to fit in a society wherein you’re being judged by the brand of things you have, clothes, jewelries you wear, places you ate and travel etc. It’s becoming a widely accepted norm right now. Someone may say “who cares if I’m broke because of buying this brand new LV bag that I can flaunt to my friends” or “Look I look so cool with my band new ray ban shades worth Php10,000.00 beat that!”. Every time I purchased something I always consider the value of it or is it really worth the price. The only expensive items that I bought in my entire 28 years of existence are my LG G2 Phone and my IPAD and that is thru 1-2 years installment pa.

The monthly income provided is only a sample for computation purpose.
The monthly income provided is only a sample for computation purpose.

Think about this…

  • Medical cost doubles every 5 – 7 years
  • A lot of people die not because there is no medicine but because they don’t have money
  • Majority of the people don’t save money for future healthcare needs
  • When you retire or resign, you cannot bring with you the healthcare benefits provided by your company.
  • Most people rely on their children or sell properties or borrow money  for their medical needs during their retirement (let me put an emphasis on this part since borrowing money is the most common option when someone got ill and you don’t have any emergency fund to cover the expenses).
  • As per research, majority of personal bankruptcy is mainly due to medical crisis

One of the greatest discoveries of the 20th century is that you can change your life, by changing the way you think. It’s not absolutely wrong to think and prepare for your future. You always have the power to control you future. They say “Financial Freedom is Not a Dream, It is a Decision.”  

Facing the challenges

  1. Increase your cash flow – Make money when you can and while you can. It can be something of your personal interest or talent like cooking, painting, singing, hosting, or you can also be a part time tutor if you are good in math or other subjects. Have multiple sources of income, there is a lot of way, instead of spending your money on online shops why don’t you start to research some tips or ideas on how to earn a part time income.
  2. Cut down your expenses – It is not how much you earn that counts. It’s what you keep. Being frugal is not a sin.
  3. Reduce you debt and liabilityKeep this in mind: Interest on debt may reduce your hope for long term asset accumulation.
  4. Understand how money works – Most people work for money but don’t know how to make money work for them.
  5. Have a financial goal and plan for the future – Set you goals. Plan ahead of time. People don’t plan to fail. They just fail to plan.

Discipline and Consistency are the Keys, small changes BIG MONEY

What if you can make small changes in your spending habits and start saving Php17/day that is equivalent to Php500/month?

Php500 a month at 12% is estimated to be Php2,906,778.00 in 35 years. Imagine that!

You can start cutting down on the following.  I actually  started putting this to practice.

  1. Sodas – It’s been 2-3 years since I started not to drink sodas.
  2. Cigarettes, lattes – I don’t smoke and I seldom drink lattes on expensive coffee shops.
  3. New Gadgets – gadgets is really not my thing, so i’ts never an issue to me. The only gadgets I have are my Phone (LG G2) and IPAD mini 2
  4. Shopping – I just recently unsubscribed to all the online news letter from some well known online shops here in the Philippines. I know their promos, sale etc is very enticing and convincing but again discipline is the KEY. What I’m currently on progress right now is controlling my compulsive buying whenever I’m inside a mall.
  5. Partying too much – I’m really not a party girl so I seldom go on night outs.
  6. Liquor drinks etc – I don’t drink. I decided that drinking liquor is really not my cup of tea. It’s hard to force your self to something you don’t like.
  7. Lunch and dinner out – believe me that you’ll save a lot of money if you start  preparing and packing your own lunch. I limit my self to one to two lunch outs per month
  8. Games, cable TV and the list goes on


Pay yourself first at the beginning of the month, before you pay anyone else write a check to yourself  for 10% – 20% of your income.

The 4 cornerstone of a strong financial future:

  1. Growth – Can it potential grow to achieve your goal?
  2. Safety – Is it safe enough?
  3. Tax advantage – Does it have Tax Advantages?
  4. Protection – Does it have the proper protection for your family?

Rule of 72

The rule of 72, is a mathematical concept, approximate the number of years it would take to double the principal at a constant rate of return, However, the performance of investment fluctuates so the actual time it takes an investment to double cannot be predicted with any certainty, and there is no guarantee that an investment or savings program can outpace inflation.

All figures in the above chart are for illustrative purposes only and do not reflect on actual investment in any product. Additionally, they do not reflect the performance risk expenses or changes associated with an actual investment. Past performance is not an indication of future results.
All figures in the above chart are for illustrative purposes only and do not reflect on actual investment in any product. Additionally, they do not reflect the performance risk expenses or changes associated with an actual investment. Past performance is not an indication of future results.

      The X-Curve Model

All figures in the above chart are for illustrative purposes only and do not reflect on actual investment in any product. Additionally, they do not reflect the performance risk expenses or changes associated with an actual investment. Past performance is not an indication of future results.

TIME, not Timing is the better ally to help build wealth for your family. Building wealth require a lot of discipline and time. This is not get rich quick scheme.

Where to invest?

  • It depends on your investment goals, for short term goals (travelling, anniversary, birthday, wedding etc) invest in short term instrument.
  • For long term goals, invest in long term instruments (retirement, educational fund etc)

For  more financial tips and advises or free personal financial assessment you may contact me at eattravelpraylove@gmail.com

New Year Reflections

Jen Blog pic

A few days left and we will say goodbye to 2015. Another chapter of our life is about to unfold and another one will about to start. Are you ready for new beginnings? Are you ready to leave behind all the negativity of 2015? Do you already have those plans inside your mind that you are so excited to do this coming 2016? Be more healthy and fit perhaps? Then you must start to discipline yourself to eat healthy and exercise regularly. According to my Belle De Jour Power Planner, in order for us to create an awesome year we should create habits not goals or resolutions since most of the time we do fail at our New Year Resolutions..(ugh! I’m guilty right here). At the end of the year, you probably have 12 new habits, and you’ll be a lot closer to any goals you might have wanted to reach. So start creating your battle plan for 2016. It’s never too early to start thinking of ways to make this coming 2016 a year even better than the last. Stop banking on uncertainties. There isn’t any magic involved — you have to do the hard work. But if you’re committed to gradual change, you can change your habits completely over time.

Jen Blog pic

Let me share you a blog post I read from http://daringtolivefully.com/ some guidelines that I find useful and will certainly help you plan an awesome New Year.  Have your pen and paper ready and start answering the following below;

  • One habit I’m going to build.
  • One bad habit I’m going to break.
  • One person I’m going to forgive.
  • One person I’m going to befriend or reconnect with.
  • One person I’m going to spend more time with.
  • One way I’m going to strengthen my personal relationship.
  • One thing I’m going to create.
  • One negative belief I’m going to drop.
  • One positive belief I’m going to reinforce.
  • One unhealthy food I’m going to stop eating.
  • One healthy food I’m going to start eating.
  • One book I’m going to read.
  • One new place I’m going to visit.
  • One adventure I’m going to go on.
  • One hobby I’m going to try.
  • One personal development goal I’m going to achieve.
  • One fitness goal I’m going to achieve.
  • One new food I’m going to try.
  • One fear I’m going to overcome.
  • One risk I’m going to take.
  • One thing I’m going to throw out.
  • One thing I’m going to save for and purchase.
  • One way I’m going to make more money.
  • One expense I’m cutting out.
  • One way I’m going to stop wasting time.
  • One skill I’m going to learn.
  • One class I’m going to take or workshop I’m going to attend.
  • One way I’m going to make myself indispensable at work.
  • One thing I will no longer tolerate.
  • One way I’m going to keep my energy high.
  • One way I’m going to relax and de-stress.
  • One way I’m going to get better sleep.
  • One way I’m going to have more fun.
  • One small way in which I’m going to make the world a better place.
  • One bucket list item I’m crossing off.
  • One way I’m going to follow my bliss.

The next thing you need to do is  to develop a plan how to pursue the above things you listed. As what I have told you on the first part of this post you can gradually start doing all these as a habit then have fun while doing it and of course above all these don’t forget to ask for the guidance of the Lord. Let us all have a fun, wonderful and prosperous New Year!!!

How to Live Independently: A Millennial Woman’s Story On Living Independently

I started to live independently at the age of 19. Was it a choice? No, because I considered it as the only option I have that time. I know that being independent is a vital skill for a certain person who wants to take more control of their lives. Maybe the next question in your mind right now is why and how did I do it? Was it hard?. Yes, it was hard at the beginning but as time flies you’ll get used to it. Believing in yourself that you can make it is an essential thing that you must learn to master when you’re totally decided to start to live on your own because if you don’t believe in yourself that you can make it then who else will? If you don’t have faith in yourself you will have doubts in your ability and will eventually turn to others for help every time you have to make a decision. Well that’s not bad, but one of the challenges that you’re going to face when you want to start to live independently is learning how to make decisions of your own. Let me share you my very own story of  how to live and survive a life independently.

I lost my parents when I was nine years old. My mom died when I was 4 years old due to cancer while my father died when I was 9 due to cardiac arrest. It was very hard to accept at first but It was what destined to happen in my life. I can still remember that time, as a 9 years old little girl I was doing my best to convince my self that time by thinking “maybe God has better plans for me and my brother”. Yes, I was trying to be strong that moment, strong enought to face the reality that totally crushed me to pieces. It was a good thing that my father was able to taught me about the greatness of God when I was young because during those dark moments of my life God is the only source of my strength and hope. Also from that day on I learned a lot of things on my own like washing my clothes, cooking, fixing things, taking care of my self and a lot more.

I can still remember when I was an elementary student every time someone tries to bully me at school I don’t sit around the corner and cry I always fought back and the funny thing is sometimes it turns out that I ended up as the villain and being scolded by my teacher. Or the bully will complain and will bring his parents at school to talk with our teacher about what I did. I don’t have my parents to defend me so who do I expect to defend on me? – no one. I decided not to tell my relatives neither my brother my issues at school. I handle it on my own.

When I started studying at high school bullies are like an epidemic virus in different forms. They are like everywhere! This time with threats from them that they belong from a so-called fraternity. “Hey you! I’ll wait for you outside the school gate”, my response was “see you there”. In the end, nothing happened. Ignoring them is the key or sometimes you can try to make friends with some of them just to have the “inside connections” so you’re protected or simply because you want to keep your friends close and your enemies closer. 

It was also during high school that I started to try earning my own money. I remember praying to grow up fast and be 18 years old already so that I can start working to some well known fast food chains and earn my own money. Well for starters I did try selling flowers and palm leaves (“palaspas”) once or twiceMy growing up motto is No Guts, No Glory! We always have a choice. We just don’t always have the guts to do it.  Life is how you make it, the outcomes or the results in your life depends on your decisions and actions.

I was not  be able to pursue college right away after I graduated in high school and I was so heartbroken that time but it was a start of something new to my life. I started working as a service crew inside a well-known mall here in the Philippines. I sell brownies, pastries and ice cream. I was really happy when I started to earn my own income. I learn the importance of managing my finances and saving some portions of my income for emergency purposes that I now called contingency fund. During those times I never lost faith and hope of pursuing a college degree. I was full of determination that I can make it happen. Fortunately, one my relative helped me pursue my dream and finance my studies and then the following school year I was able to enroll in college.

While studying in college I was not fully dependent on the support my aunt was providing me. So when I turned 19 I decided to live separately with my brother. I become a working student. I used to work as a customer service representative on a pizza delivery and ticketing hotline. After my contract ended on that Company I decided that I need to find a work that provides a salary enough to pay all my bills specially my tuition fee. It was during college where I first learn the art of negotiating and the first recipient to what I considered today as one of my major skill was our school cashier. I negotiate base on the amount of money I can pay whenever I use promissory note to be able to take my exams. In the end, I became friends with the school cashier.

My aunt does not always send money to me regularly and I understand that. So I always need to devise a strategy to survive. So aside from working as a call center agent I became a direct seller/distributor of beauty products and different merchandises like Avon, Boardwalk etc. There was also a time I joined a low profile networking company and become a seller/distributor of their herbal coffee, slimming teas, chocolates etc. I formulate promotional spiel to entice more buyers. My buyers are  usually my co-workers, classmates, schoolmates, colleagues in my school organization (Yes! I still manage to have an extra curricular activity at school!) and I also tried selling these stuffs to my professors as well, It was like hitting two birds in one stone earning while eventually becoming a teacher’s pet Hahahaha! If you think I’ve exhausted all the possible resources to earn additional income – it doesn’t end there yet. There was also a time when I become a talent for movies and local TV series.  While waiting for a jeepney a talent scout approached me and  handed his card and asked me If I want to be his talent. Voila! a new part-time job was formed.

As a working student I always caught myself falling asleep inside the class room at school and also while taking calls at work. There are times when my scheduled shift at work is at 12 AM to 9 AM and my class schedule starts at 1:30 PM until 5:30 PM. Aaaaah! It was really hard and I was almost on the verge of giving up but I always, always, always remind myself the reason why I’m doing it, “Don’t give up Jen you can do this!”. It’s a good thing that most of the time I have readily available piles of stock knowledge inventories inside my head during exams. Oh! Sometimes my so-called psychic power of guessing the answer also works except only when there are mathematical computation involve – I’m dead .

Some tips and guidelines on what to do when you decided to live independently.

  1. Don’t buy things you don’t really need just to fit in.
  2. Learn to manage your money  and most specially your  TIME.
  3. Always outsource! outsource! outsource! for the cheapest finds that is worth the money. Believe me there is!
  4. Have faith in your self that you can make it.
  5. Always pray and ask for God’s guidance and help.
  6. Be bold and strong. Whatever your goal in life it is important to work for it even if you are afraid or if other people are skeptical about you want to achieve. Being strong and independent means being ready to always fly solo.
  7. Learn to always bounce back and stand up each time you fall. We all face setbacks and struggles in life but what sets a strong independent woman apart is how they bounce back to handle and overcome their problems.
  8. Don’t forget to look after your body, your health and inner and outer beauty. Being a strong and independent woman means taking care of yourself and making sure your own needs are met.
  9. Stop comparing you life with other people. The reason why we struggle with insecurity is because we compare the life that we have with someone else’s. You are different. You are independent.
  10. Be open to changes. Always be ready to be flexible and versatile.
  11. You need to be very strategic and have full blast of determination. Always keep in mind; No Guts, No Glory.
  12. Sometimes it’s okay to enjoy the peace and serenity of being alone. This is in order to reflect and meditate on our inner wisdom and receive answers. Being an independent woman you are not afraid of being alone.

I’m sharing this glimpse of my life to inspire other people and also to help others how to handle and cope up with their life as an independent woman. This is my story, what’s your story? =)

My Sun Set and Sun Rise Collections

I love sun set and sun rise! Who doesn’t? Sun set and sun rise reminds us of to be thankful that another day has been through and a new day of blessing is about to start. Sun set and sun rise definitely makes us feel grateful and hopeful!

I’ve been to different places and whenever I got the chance to take a picture of a sun set , Or a sun rise (even at the office at work) I do it. And then I do extreme editing of the picture to fully enhance the quality of it most specially the color. Below are some of my sun set and sun rise picture collections.

Air plane sunset
Airplane sun rise.


Bataan White Corals beach resort sun set
Sun set at White Corals Beach Resort in Bataan.


LAs Casas Filipina sunset
Sun set at Las Casas Filipinas de Acuzar Bataan.
Batanggas sun set
Sun set somewhere in Batangas beach shore (I forgot where in Batangas I took this picture).
  • Some pictures I took in Manila Bay when I climbed Mt. Tagapo in Binangonan, Rizal.

Manila Bay sun set

Manila Bay sunset 2

Manila bay sun set 3


Puerto Galera sunset 2
Sun set pictures in Puerto Galera, Mindoro.


quezon province edited
Sun rise picture I took somewhere in Atimonan, Quezon province.


Sagada sunset edited
Above the clouds sun rise at Killtepan Sagada, Mountain province.
  • Breath taking pictures of sun set and sun rise at Cagbalete Island, Quezon.

Quezon province sun set 1

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We woke up with this breath taking view

  • Some sun set pictures I took while at work.

OCC Sun set 1

OCC Sun set 2

OCC Sun set 3

I took this picture while I'm on my work station (I told you even when i'm at work )
I took this picture while I’m on my work station . I take pictures of sun set and sun rise whenever I got the chance to see one.  I told you even when I’m at work =)